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Can you split payments on Amazon?

A gift card makes it possible.
By

Published onFebruary 19, 2025

You can pay for products on Amazon using most debit, credit, prepaid gift cards, and other options. However, if you were hoping to use two cards at the same to make a big purchase, you’re out of luck. This could be a problem if your credit card limit isn’t enough or if you’re planning to buy something with a friend or roommate. There is a simple workaround, though. Here’s how to split payments on Amazon.

QUICK ANSWER

Can you split payments on Amazon? Yes, but with a workaround. You can't use two cards to split payments. You can only do so by using a credit, debit, or prepaid card and your gift card balance. There's the trick: You can use your gift card balance and another payment method simultaneously.

You can ask your friend to send you a gift card. Alternatively, you can use Amazon reload to add money to your gift card balance with one card, then complete the purchase using another card. Use the balance and your card to split the payment.

How to split payments on Amazon

You can only split a payment on Amazon if you’re using your Amazon gift card balance. So, you can pay for part of the purchase with the gift card balance, and the rest you can charge to a debit or credit card.

If you are making a purchase with a friend or roommate, ask them to send you a gift card for the necessary amount.

If it’s a credit limit or balance issue, you can use your card to buy a gift card on Amazon and send it to yourself. Go to the e-gift card page, select the amount, add your email address, and send the card to yourself. You can also use the Amazon reload option to add a balance directly to your gift card balance.

You can you split payments on amazon using a gift card.
Ankit Banerjee / Android Authority

If you have a gift card or want to add money to your Amazon gift card balance, here’s how.

How to reload your Amazon gift card balance:

  1. Go to Amazon.com and log into your account.
  2. Hover over Account & Lists.
  3. Go into Account.
  4. Select Gift cards.
  5. You will see two options:
    1. Click on Reload Your Balance if you want to add your own money to your Amazon Gift Card Balance.
    2. Click on Redeem a Gift Card if you got an actual gift card. Then enter the claim code and click on Apply to your balance.

After this, you can go ahead and make your purchase. Just apply the Amazon gift card balance during checkout.


FAQs

You can not split payments on Amazon between multiple payment methods. The only way to do this is to use your Amazon gift card balance, as well as another payment method.

Amazon accepts Visa, MasterCard, EuroCard, Discover, American Express, checking accounts, the Amazon Store Card, and Amazon Secured Card. Of course, you can also use Amazon gift cards.

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