What ATMs are free for Cash App?

If you’re using Cash App constantly, you’ll want a quick way to access your money. One method is withdrawing money from an ATM, using your Cash Card. Will this cost you, though? Not necessarily! Today, we’ll talk about what ATMs are free for Cash App, as well as all the details you need to know about the topic.

Editor’s note: We used both Android and iOS devices to formulate these steps and make sure they are the same. Also, we used iPhone screenshots, as Cash App blocks screenshots in key pages within the Android app.

What ATMs are free for Cash App?

You can withdraw money from Cash App using your Cash Card debit card at any ATM. The tricky part is being able to do so for free. There are some things you must know first.

For starters, you will obviously need a Cash Card to do this. Thankfully, signing up for one is free. Additionally, not everyone can withdraw cash for free. Cash App will charge a $2.50 fee for withdrawing from an ATM, and that is aside from whatever the ATM fee may charge. That said Cash App will waive the $2.50 fee if you use direct deposit with your Cash App account.

Every direct deposit of at least $300 will grant 31 days of free in-network withdrawals and one out-of-network withdrawal. This 31-day window will be reset whenever a qualifying direct deposit comes in. Just keep in mind that out-of-network ATMs will more than likely have their own fees, which Cash App can’t eliminate.

Cash App isn’t very clear about its partnering ATM networks, but we know the main one is the MoneyPass ATM network. This is Cash App’s strongest point in terms of ATM availability, as there are over 40,000 MoneyPass machines in the USA. You can find many of these at 7-Eleven locations. Cash App also partners with plenty of banks, but they are often less-known ones.

By the way, there are also limits on how much cash you can withdraw. Currently, users can withdraw $1,000 per transaction, $1,000 per day, or $1,000 every seven days. Limits reset at 7:00 PM CDT, either daily, weekly on Saturdays, or on the last day of the month.

How to find an ATM near you by using your Cash App

Luckily, Cash App has gotten rid of the guesswork and made it easy for users to find in-network ATMs through the app. Here’s how to do it.

1. Launch Cash App.
2. Tap on the Cash Card tab.
3. Select Find an ATM.
4. Look for in-network ATMs within your area. You can also use the Search icon to look for ATMs in other areas.
5. When you find an in-network ATM, tap on its icon. The app will let you know whether you will need to pay a fee or not, to use it.
6. If you need to pay a fee, you can tap on You’ll pay $2.50 in fees to learn more details. This page will let you know what you need to get this fee waived, as well as inform you of your limits.

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